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www.sharmwomen.com • View topic - Bank Charges
It is currently Fri Sep 24, 2021 4:24 pm

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 Post subject: Bank Charges
PostPosted: Mon Feb 04, 2008 6:41 pm 
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Joined: Mon Jul 09, 2007 7:54 pm
Posts: 28
Hi,
Does anyone know what kind of bank charges there are in Egypt. We came last summer to look around and opened an account with HSBC in Sharm, in Egyptian pounds, to be ready for our move to Sharm next month. We get a monthy statement, and every month there are charges. For a simple savings account nonetheless. We get audit charges, service charges, yearly charges, stamp tax charges, etc, its a joint savings so we sometimes get charged twice. Its only Egyptian pound charges, but we don't want to send our life savings here if we are going to be constantly charged. Do they charge on percentage of your money? The interest rate may be great, but the money is not growing due to all the charges. It is declining. Are all banks here like this? The big decision to move here was the great interest rates.
Thanks anyone who can help.


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 Post subject: HSBC charges
PostPosted: Tue Feb 05, 2008 11:48 pm 
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Joined: Sat Aug 19, 2006 8:14 pm
Posts: 41
Location: Sharm el Sheikh
For HSBC account I know, you have to pay tax stamps (low) and yearly charge. Quarterly / monthly charge you have only to pay, if your account doesn't have minimum deposit, which is in EGP 3000 L.E. and for foreign accounts 1000 Euro/USD. Usually your costs shouldn't be higher than your interest rates, if you have the minimum amount on your account, espacially if you use internet banking. Costs for credit cards are as well like in every country ...


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 Post subject:
PostPosted: Wed Feb 06, 2008 12:11 am 
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Joined: Sat Aug 12, 2006 7:08 am
Posts: 557
Location: Sharm el Sheikh
Just realized that this post had been twice on the forum, so my reply is similar to the one of sharmersun... But here again what I had replied on the other thread...

Each bank charges differently. Some banks charge higher monthly fees in case the min. amount is not reached. I think a few thousand LE. Stamp charges and so on are really low, below 1 LE per month... At least with the bank I am with.


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